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Christian Money Workshops (How The Church Is Being Misled).

Christian Money Workshops (How the Church Is Being Misled)

There is no doubt in my mind that the way we think about and handle money is an important spiritual issue. But many are being misled by the most common church money workshop. We should ask, Is the program really built on a biblical foundation? Is the purpose really the exaltation of Jesus? Is the goal to develop faithful disciples of Jesus who are better equipped to communicating his value?

I think that the most popular money program in churches today is not what it should be. In my opinion, it’s very appealing because the discussion is packaged well and it has little to do with radically following Jesus. The problem is that it fits into a money-focused, ten percent is God’s and the rest is mine way of thinking. So, of course we’ll spend ninety percent of the time detached from our mission as disciples. It doesn’t align with a biblical approach to finances and is big on independence, self-sufficiency, accumulation, and smart money management, and small on living for Jesus. In other words, for the most part, it’s the same conversation we could have with any secular financial planner.

Here are four problems:

The Path of Least Resistance.

We are all tempted to self-focus as we deal with money – it’s the path of least resistance. It’s easy to discuss the issues we can all agree on like adultery or pornography or prayer or loving others, but it’s difficult to talk about being a disciple of Jesus in the way we think about money. Often there doesn’t even seem to be an understanding of what that might mean.

Dave Ramsey leads the most popular church-based money workshop.The path of least resistance is a money conversation that takes place in the church but still allows me to think about money in a secular way. Even the discussion about eliminating consumer debt (I too think it’s good to live without it) is approached from a very pragmatic, you-can-hurt-yourself perspective.

The good news is that when I speak in churches where many long for a deep and faithful walk with Jesus; where the gospel is at the core of life itself, a discussion about how-to-follow-Jesus while living with money is welcomed.

The Wrong Goal

Everything we do should be for the glory of God (1 Cor 10:31), proclaiming the excellencies of our Savior (1 Peter 2:9), and loving God with all of our heart, soul, and mind (Matt 22:37). This should also be our goal as we live with money.

This does not mean we shouldn’t buy a house or put money in our 401(k), but all financial decisions must be made as stewards of God’s money and as one who longs for God’s glory above everything else. When our primary concern and focus is financial independence here, we’re moving in the wrong direction.

Underestimating the Results

When we bring compromised, money-focused rather than gospel-focused teaching into the church, the result will be compromised Christians. What the congregation hears should align with Scripture and the call to follow Jesus in everything. The impact of embracing the wrong message can mean damaged people and a damaged mission.

A bad money-discussion leads to people who are more self-oriented as they have more control over their money.

The Wrong Leader

Often the assumption is that the best person to lead this discussion is a church member who is in the financial services industry. While that might be true, it could also be very wrong. It’s easy for someone like that to think too highly of investments and accumulation and tactics (or maybe even a sales opportunity) instead of a Jesus-focused mission. It’s easy for an investment person to align with the wrong emphasis.

Financial Peace university is primarily secular financial planning advise. A few months ago, I was talking to a pastor who was concerned about a congregant who wanted to lead a financial class in the church. The pastor was concerned that the message would not be what it should be. But since the pastor was not a financial person, he felt somewhat intimidated and helpless.

If you are a church leader, you must exert oversight on this issue. Money can easily deceive us, and you are responsible for those under your care. If there is a faithful Christian who is living a Jesus-first life and is also in the financial services business, that person can be a real asset. But be careful here. 

In closing, I’d like to say two things:

First – Since money is connected to so much of life, thinking about it the way we should is critical to a growing disciple’s life. But, if we’re serving money instead of serving Jesus, we cannot be who we should be.

Second – If we can, through the power of the Holy Spirit, embrace our mission here – lives devoted to Jesus in everything, money decisions become much easier. They are not as complicated as the wall-street marketing machine would have us believe.

So, I’m all for talking about money in the church. Money is one of those dominating, core, battleground issues like sexuality. We must always fight to live with money in a way that’s anchored in Scripture, faith-driven, and exalts Jesus. Please be prayerfully careful when considering this discussion in your church.

I’d love to help if I can – contact me HERE.

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