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Step by step financial planning starts with values.

The First Step in Financial Planning

The first step in your financial planning will guide you through your decision-making. Today I’d like to talk about the most important first step in the personal financial planning process. This might be a little surprising, but this step is far more important than how much you’re saving, or how you’re investing your retirement plan …

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Seeing Jesus' words clearly is light.

Healthy Eyes and Money

The eye is the lamp of the body. So, if your eye is healthy, your whole body will be full of light, but if your eye is bad, your whole body will be full of darkness. If then the light in you is darkness, how great is the darkness! – Matthew 6:22–23 For years the …

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Verses about money can help us think about our wealth.

5 Verses About Money (that don’t mention money)

Verses about money are often consulted when we are trying to answer questions about money. Those verses, however, are not the most important. Having a heart to handle money the way we should will only make sense if we believe the foundation on which those verses stand. In fact, if our foundation is reliable many …

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Bidcoin is very risky.

Bitcoin: Should Christians invest?

All things cryptocurrency can be difficult to understand and some time ago I received a question about its suitability for the Christian. I found this to be a very good question because it tests: The question we’re really asking Our decision-making logic Our motivations What is Bitcoin? Without taking up too much space here, Bitcoin …

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Being frugal is good if the goal is righteous,

Wasted Frugality

Just because we might be frugal doesn’t mean we are living the way we should. Frugality is usually thought of as a disposition toward minimizing expenses and living on less. The dictionary often connects frugal living to reducing waste or being thrifty in making day-to-day spending decisions. Looking for bargains, using coupons, being careful with …

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financial peace has a questionable agenda.

Christian Money Workshops (how the church is being misled).

Many are being misled to think that the biggest “Christian money workshop” is Christian when the advice is no different than any secular planner might give. Hosting a Christian money workshop or money class is popular in churches today. And there is no doubt in my mind that the way we think about and handle …

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Serving money is not compatible with serving God.

Are You Serving Money? (4 questions)

Serving money rather than God is a core problem Remember the Bible story of the sincere and virtuous rich ruler who was serving money and wanted to be sure of his salvation (Luke 18)? Jesus said, “Sell all that you have and distribute to the poor, and you will have treasure in heaven; and come, …

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Humility is the key to knowing God.


Would you like Jesus to be everything to you? Would you like intimate friendship with your creator? I’d like you to know one thing this morning – as your disposition conforms to what is appropriate and pleasing to God, he will draw near to you. If you are more humble – in your soul – …

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The Struggles with Giving to the Poor

Giving to the poor is not without risk and struggle. There are many problems and conflicts when we think about giving to the poor. And two of the biggest challenges are that we don’t know exactly know how much we should give and we might not know how the money will be used. So, here …

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Debt consolidation can have long-term risks.

4 Risks of Debt and Debt Consolidation

While the use of debt or debt consolidation can be tempting, beware of the risks. Are you looking to God first as you live life? Do you make decisions as you look to Scripture and pray, or do you function based on human wisdom and pragmatism? As I speak at churches and conduct Money and …

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How the Resurrection Helps Us Think About Money

The resurrection proves that all of God’s promises are true and all that Jesus claimed is true. The resurrection brings with it God’s full confirmation of all that Jesus accomplished on the cross. His sacrifice was accepted by God as the complete and finished payment for sin. If Jesus’ claims like he can forgive sin …

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Our deep desire should be to give God everything.


First, I want you to know that I’m am grateful to God for this church. I’m grateful to be in the company of believers who are earnestly striving to live lives that are worthy of the gospel. And I’m thankful for your example when I struggle with the urging of the Holy Spirit to focus …


Everyone needs a budget.


Please watch this short video to see how anyone can get a handle on their spending.   Even though budgeting can be a real pain, a budget can help in many ways. So, I thought I’d share a method that is simple to use, easy to set up, and it almost runs itself when you’re …


Handling your money living like a missionary.


The Christian lifestyle shows what we value Even as we strive to live lives that exalt Jesus and have an impact for the Kingdom, it’s easy to sidestep this question. How should we think about our Christian lifestyle? As I thought about this article and the titling of this article, I noticed something; when we …


Loving your neighbor will impact one's finances.


Loving money and loving your neighbor correctly cannot exist together There is an undeniable reality; loving your neighbor – or not – is linked to the way we think about and handle wealth. And it’s a window into our relationship with God. As John the Baptist was preparing the way for Jesus’ arrival and ministry, …